When applying for a loan with Car Finance, you’ll be able to pay for your car now and repay us in regular bite-sized amounts. This is an excellent option for young people, couples and families looking to finance a car in any of the following situations: 

  • your first car
  • a second car (for your partner, to allow multiple people to drive during the day)
  • your work vehicle
  • a bigger car for a growing family
  • your teen’s first car

One of the greatest benefits that our customers can experience when financing their cars with us is our interest policy: we only charge you for the cost of our service and expect no pricey amounts of interest. It’s an easy, affordable situation for anyone looking to finance a car in New Zealand (without paying ridiculous amounts of interest).

Making payments

The team at Car Finance are understanding and flexible. We won’t demand any day in particular, so if you’d like to align your payments with your personal payday, we can oblige. We’ll work with you to settle on an easy, manageable payment plan that will have both parties squared away and (most importantly) your family settled in a new car!

We’ll discuss your budget at our first consultancy meeting, so there will be no nasty surprises springing up on you later on.

Who can apply for a loan with Car Finance? 

As long as you are over 18 and are not currently bankrupt, your chances of gaining car financing are good! Be aware of the following requirements before applying for our help, though:

• You must hold at the very least a restricted driver’s licence
• Show that you have the ability to afford your loan payments on top of your everyday living costs
• Have proof of a steady form of income in your home

How low can you go? 

Car Finance is available to you for as little as $3000 dollars, which (for some) can be just enough extra to cover the cost of a car that was previously out of their price range. You can apply for enough to cover the total cost of your car, or just a portion.

Can I receive financial help for other vehicles? 

Car Finance have financed a wide variety of marine, agricultural, and commercial vehicles, as well as business equipment and motorhomes. We are flexible and open to meeting your vehicle requirements.

Ready to apply? 

Get in touch with our team today to start talking about your vehicle financing options!