One of the greatest benefits that our customers can experience when financing their cars with us is our interest policy: we only charge you for the cost of our service, which means no pricey amounts of interest. It’s an easy, affordable situation for anyone looking to finance a car in New Zealand (without paying ridiculous amounts of interest).

The team at Car Finance are understanding and flexible. We won’t demand any repayment day in particular, so if you’d like to align your payments with your personal payday, we can make that happen.

We’ll work with you to settle on an easy, manageable payment plan that will have both parties squared away and (most importantly) your family settled in a new car. We’ll discuss your budget at our first consultancy meeting, so there will be no nasty surprises springing up on you later on.

As long as you’re over 18 and not currently bankrupt, your chances of gaining car financing are good. Be aware of the following requirements before applying for our help, though:

• You must hold at the very least a restricted driver’s licence
• Show that you have the ability to afford your loan payments on top of your everyday living costs
• Have proof of a steady form of income in your home

Car Finance is available to you for as little as $3000 dollars, which (for some) can be just enough to cover the cost of a car that was previously out of their price range. You can apply for enough to cover the total cost of your car, or just a portion.

When applying for a loan with Car Finance, you’ll be able to pay for your car now and repay us in regular bite-sized amounts. This is an excellent option for young people, couples and families looking to finance a car in any of the following situations: